Use of Personal Information
During the application process, a user will be required to provide certain contact information, financial information and other personal information that RedLeaf will use to: 1) assess loan eligibility; 2) to detect and prevent fraud; 3), to deposit loan proceeds; 4) for collection purposes in the event of a loan default; and 5) to send you information relating to products and services that may be of interest to you.
RedLeaf and other third parties (including other lenders) may contact you via mail, telephone, email, SMS or other method (as permitted by law) regarding financial offers and other promotions that may be of interest to you. You may notify RedLeaf at any time if you do not wish to receive these offers.
You authorize RedLeaf to verify any information relating to you through any source including use of a credit report and you agree to provide us with such additional information as may be necessary.
By completing this application, you agree to the disclosure of all credit information relating to yourself, by any credit reporting agency or other party, including without limitation, any employer or financial institution. Furthermore, you authorize any such credit reporting agency or other party to provide any such information to the Lender upon request, and you further authorize the Lender to use and disclose any such information as is reasonably necessary or commercially expedient in furtherance of the transactions contemplated by this application.
Disclosure of Personal Information
A user’s personal information may be disclosed to third party service providers who perform certain services on RedLeaf’s behalf. However, we will only disclose personal information to those service providers who have been hired and bound by strict confidentiality obligations. We may also need to disclose personal information when required or permitted by law.
The RedLeafLoans.ca website may contain links to other sites. Please be aware that RedLeaf is not responsible for the privacy practices of other sites visited via these links. We strongly encourage our users, whenever leaving our site, to read the privacy statements of each and every website that collects personally identifiable information. This privacy statement applies solely to information collected on this website.
RedLeaf takes every precaution to protect our user’s personal information. When any sensitive information is submitted via our site, that information is protected both online and offline. Information collected via our application form is sent via the best encryption software in the industry: SSL. While SSL encryption is used to protect sensitive information online, we also take every measure to protect personal information offline. All user information, not just the sensitive information, is restricted in our offices. Only employees who need the information to perform a specific job (Customer Representatives, for example) are granted access to personally identifiable information. Furthermore, all employees are kept up-to-date on our current security and privacy practices. Please note that RedLeaf only retains personal information for as long as it is required for its business purposes or as required by federal or provincial laws.
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Notification of Changes
You have the right to request access to your personal information in our possession or to request that errors be corrected, to obtain information about the way in which your personal information is used and to obtain the names of individuals and organizations to whom your personal information has been disclosed.
Please contact us with any complaints, concerns or requests for further information about our privacy policies and procedures via telephone at 1-877-556-2648 or by email at firstname.lastname@example.org.