* Subject to approval times. In many cases, your money will be deposited the same working day you request it. Approval times may vary depending on the time it takes to receive and verify documents, but in most cases approval takes place the same day. The amount you are approved to borrow is based on your credit history and ability to repay a loan. Not everyone qualifies for a loan. Once approved, the money is sent to your bank to be placed into your account. Representative APR (Annual Percentage Rate of charge) example: Ontario residents who choose to borrow $300 for 14 days will be charged a total of $62.94 for credit. This is based on a fixed rate of $20.98 for each $100 borrowed. The total repayment amount will be $362.94. The representative APR will be 546.98%. Alberta, British Columbia, and Saskatchewan residents who choose to borrow $300 for 14 days will be charged a total of $68.94 for credit. This is based on a fixed rate of $22.98 for each $100 borrowed. The total repayment amount will be $368.94. The representative APR will be 599.12%. To see more examples, please visit our Rates page.